Contents and Equipment Coverage
-Coverage is provided on a Replacement Cost basis.
-A deductible of $1,000 per occurrence applies.
-5% wind/hail deductible applies for all Florida locations.
Business Property Coverage Enhancements
Note: These enhancements do not increase the applicable Contents and Equipment Limit unless otherwise specified.
-Computer Systems - $35,000 combined computer equipment, media and data.
-Property of Others - $35,000
-Valuable Papers and Records - $75,000
-Accounts Receivable - $75,000
-Fire Extinguisher Recharge - $15,000 (no deductible applies)
-Outdoor Signs - $50,000 per sign in any one occurrence
-Earthquake Sprinkler Leakage - $25,000
-Water - $25,000
-Business Income and Extra Expense - $150,000 in addition to the Contents and Equipment Limit – 72-hour waiting period, no coinsurance applies
-Utility Services (Business Income and Extra Expense) - included in $150,000 BI/EE limit
-Glass coverage - $25,000 limit