The Perfect Game Insurance Program provides General Liability and Accident Medical coverage for youth baseball, softball and T-ball teams and leagues. Coverage is included for games, practices, tournament participation, tryouts, fundraisers, and official team or league functions. Coverage for Abuse and Molestation is included if the required background checks are completed. Coverage for field ownership, maintenance of playing fields and hosted tournaments is not provided. Optional Non-Owned and Hired Automobile coverage and Inland Marine coverage for sports equipment are also available. Minimum earned premium is the greater of $50 or 75% of the total premium.